News

29
Sep

Life Insurance 101 for Retirees

Life Insurance 101 for Retirees According to a recent 2016 Insurance Barometer Study by Life Happens and LIMRA, having enough money for a comfortable retirement continues to be the top financial concern among most American consumers (66 percent). Next on the list are two related, and just as troubling, retirement concerns—paying for long-term care (58 percent) and medical expenses (58

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15
Sep

Activity Trackers in Sync With Life Insurance

Activity Trackers in Sync With Life Insurance With 1 in 5 adults using activity trackers, we were interested to see who was up for getting rewarded for their good fitness behavior. This infographic breaks down who would share their activity tracker information for better life insurance rates and other benefits. Source: Life Happens Activity Trackers in Sync With Life Insurance

29
Aug

Retirement Planning By Age: What You Should Be Doing Right Now (Infographic)

Retirement Planning By Age: What You Should Be Doing Right Now (Infographic) The post Retirement Planning By Age: What You Should Be Doing Right Now (Infographic) appeared first on Smart Money Advisors. Source: Smart Money Advisors Retirement Planning By Age: What You Should Be Doing Right Now (Infographic)

24
Aug

It’s a Risk You Don’t Have to Take

It’s a Risk You Don’t Have to Take ‘‘Driving race cars for a living means going 200 miles an hour around a track with concrete walls. I know the risks, which is why I’ve had life insurance since the start of my career. But that’s not the only reason I own it,” says Danica Patrick. Watch this video to learn

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19
Aug

Watch Out For These Retirement Pitfalls

Watch Out For These Retirement Pitfalls When it comes to retirement planning, one of the most important things you can do is to make sure you’re creating a portfolio that will provide you with lifetime income. To do this, here are a few retirement pitfalls to avoid: 1. Waiting Too Long to Save. With average life expectancies increasing, it’s becoming

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9
Aug

IALC Q3 2016 Newsletter

IALC Q3 2016 Newsletter   Americans’ Top Retirement Fears This month, IALC released new data that explored Americans’ Top Retirement Fears and found Americans may not be as prepared for retirement as they need to be in today’s volatile market. More than 50 percent of Americans are afraid of outliving their income or their inability to pay for basic necessities

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26
Jul

Everything You Need To Know About FIAs

Everything You Need To Know About FIAs Different retirement products and savings strategies seem to be everywhere we look these days, but there’s one retirement product that is making headlines. In 2015, Fixed Index Annuities (FIAs) saw record-breaking sales, an increase of 13% just since 2014, according to the LIMRA Secure Retirement Institute’s fourth-quarter U.S. Individual Annuities Sales survey. But

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22
Jul

The Surprising Financial Lives of Millennials

The Surprising Financial Lives of Millennials Each year Life Happens, in concert with LIMRA, take the pulse of Americans’ attitudes toward their finances and insurance in our Insurance Barometer Study. This year we took a closer look at Millennials and found that their concerns (and interest in solutions) about long-term care very interesting, even though for most it’s a long,

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20
Jul

Don’t Wait for Higher Interest Rates to Buy an Immediate Annuity

Don’t Wait for Higher Interest Rates to Buy an Immediate Annuity Interest rates are historically low right now. There are a lot of consumers who think they should hold off on buying an immediate annuity until interest rates go up. In an article for CNN Money, Walter Updegrave answered the question should you “Buy an annuity now or wait for

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18
Jul

Brexit and Your Financial Future: Top 5 Articles to Read

Brexit and Your Financial Future: Top 5 Articles to Read The world continues to watch closely as the consequences of Brexit—Britain’s recent decision to separate from the European Union—unfolds. Financial markets in the United Kingdom (U.K.) are beginning to feel the impact of the decision, and many experts believe the country’s economy could experience a recession. While it’s tempting to

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