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NEW TOOLS TO HELP YOU PLAN A STRONG FUTURE
NEW TOOLS TO HELP YOU PLAN A STRONG FUTURE Here at the IALC, we know that your finances are important to you and having a strong plan for the future can help ensure your peace of mind. That’s why we’re dedicated to providing complete and factual information about indexed annuities. As you may have noticed we’ve changed things up a
5 Reasons Why It’s (Super) Smart for Women to Get Life Insurance—or More of It
5 Reasons Why It’s (Super) Smart for Women to Get Life Insurance—or More of It One of the most harrowing experiences I’ve ever had was during the sixth month of my pregnancy. My husband was out late, hadn’t called, and I was, of course, angry at his thoughtlessness. But this very evening, he had misjudged a bend in a rural,
Guaranteed Income in Your Retirement
Guaranteed Income in Your Retirement One of the biggest concerns of preretirees and retirees is income. This makes a lot of sense when you consider that all your savings essentially breaks down to an annual income you need to have to live comfortably during your retirement years. One of the options many seniors explore when trying to secure their retirement
5 QUESTIONS TO ASK BEFORE PURCHASING AN INDEXED ANNUITY
5 QUESTIONS TO ASK BEFORE PURCHASING AN INDEXED ANNUITY Indexed annuities offer a unique and attractive blend of safety, growth potential, tax advantages, lifetime income and liquidity. But, it’s important to understand the terms of your individual contract. Here are some questions you can ask your insurance agent before signing on the dotted line. 1) How long is the term?
A Family Torn Apart
A Family Torn Apart Imagine one morning waking up to find that your mother unexpectedly passed away during the middle of the night. Now imagine reliving that horrible experience again 14 months later when your father dies from a terminal illness. I wouldn’t wish that on anyone, but that has been my (and my five siblings) reality for the past
3 Ways to Bridge the Gender Savings Gap
3 Ways to Bridge the Gender Savings Gap This post originally appeared on the National Life Group Main Street blog on 3/9. By Maria McLendon. When it comes to savings, the gender savings gap is huge. A recent study[1] indicated that women have 50% lower savings than their male counterparts. There are a number of reasons that this disparity exists,
New Study: Americans Retirement IQ is Low
New Study: Americans Retirement IQ is Low A startling number of baby boomers don’t know how much money they need to live comfortably during retirement, and without a target in mind, have ended up saving very little. In fact, 1 in 4 baby boomers have less than $5k saved for retirement. But the good news for boomers struggling to plan
Life Insurance for a Family of One
Life Insurance for a Family of One We spend a lot of time talking about how couples, families and businesses can protect their financial futures with life insurance. But what about if you are single—do you need life insurance, too? There are those people who have no children, no one depending on their income, no ongoing financial obligations and sufficient
Taxes in Retirement: What You Need to Know
Taxes in Retirement: What You Need to Know Life after retirement is full of changes and challenges, not the least of which is trying to understand how taxes will impact your income and deductions in retirement. Many wonder how big their tax bill will be in retirement and how long their retirement will last. The average American can expect to
Employee Appreciation Day & Your 401(k)
Employee Appreciation Day & Your 401(k) Today, marks National Employee Appreciation Day—an opportunity for managers and bosses to take a moment, appreciate their employees and thank them for their hard work. But this likely isn’t the only time you could enjoy a perk from your company. Many employers offer 401(k) programs as part of their benefits package, allowing you to