Indexed Annuity Insights
Q&A with Retirement Expert Tom Hegna
Q&A with Retirement Expert Tom Hegna We recently interviewed retirement expert, Tom Hegna, and asked him some of the most commonly posed retirement questions. Here’s what he had to say. WHAT IS THE MOST IMPORTANT THING TO CONSIDER WHEN SAVING FOR RETIREMENT? Hegna: The most important thing for retirees is making sure their basic expenses are covered with guaranteed1 lifetime income.
When it comes to retirement, don’t get spooked
When it comes to retirement, don’t get spooked While adults may not get spooked by Halloween anymore, they do get frightened by one thing: retirement. In fact, recent data found that when it comes to retirement, Americans are most scared about the possibility of outliving their retirement income. Following right behind this top fear is the fear that their savings
Up Your Retirement IQ with These 3 Tips
Up Your Retirement IQ with These 3 Tips This week we’re taking a close look at our new research that shows a startlingly low retirement IQ. Specifically, a recent study by the IALC showed 1 in 4 baby boomers have less than $5k saved for retirement. In order to guarantee a secure and relaxing retirement, staying informed and educated is
3 Life Insurance Myths That Could Hurt Young Families
3 Life Insurance Myths That Could Hurt Young Families When you’re just starting out, it often seems that a dollar never stretches far enough. And with new commitments, such as buying your first home or having children, comes the responsibility to make sure your loved ones will be provided for financially, no matter what life may bring. If you were
Engaged? 7 Financial To-Dos to Check Off Your List
Engaged? 7 Financial To-Dos to Check Off Your List You’ve picked out the rings, maybe even the venue … things are rolling toward your Big Day. But don’t forget an important element of your new life together: getting your financial lives in sync. Talking about finances with your fiancé or partner may not seem like the most romantic topic, but
New Data Shows Baby Boomers Have a Low Retirement IQ
New Data Shows Baby Boomers Have a Low Retirement IQ While many Americans believe they’re retirement savvy, the average baby boomer has trouble answering even simple retirement questions. New survey data shows folks between 52 and 70 years of age have a significant gap in retirement knowledge, resulting in little action toward securing their golden years. Our retirement IQ study
New LIMRA Data Shows Indexed Annuities Are Here to Stay
New LIMRA Data Shows Indexed Annuities Are Here to Stay By Tom Hegna Over the past several years, Fixed Indexed Annuities (FIAs) have emerged as one of the top choices for soon-to-be-retirees due to their potential for wealth accumulation and lifetime income. FIAs are continuing to become more mainstream and have become a go-to product for many baby boomers who
Activity Trackers in Sync With Life Insurance
Activity Trackers in Sync With Life Insurance With 1 in 5 adults using activity trackers, we were interested to see who was up for getting rewarded for their good fitness behavior. This infographic breaks down who would share their activity tracker information for better life insurance rates and other benefits. Source: Life Happens Activity Trackers in Sync With Life Insurance
It’s a Risk You Don’t Have to Take
It’s a Risk You Don’t Have to Take ‘‘Driving race cars for a living means going 200 miles an hour around a track with concrete walls. I know the risks, which is why I’ve had life insurance since the start of my career. But that’s not the only reason I own it,” says Danica Patrick. Watch this video to learn
Watch Out For These Retirement Pitfalls
Watch Out For These Retirement Pitfalls When it comes to retirement planning, one of the most important things you can do is to make sure you’re creating a portfolio that will provide you with lifetime income. To do this, here are a few retirement pitfalls to avoid: 1. Waiting Too Long to Save. With average life expectancies increasing, it’s becoming